Underwriting Analyst

Klarna AB / Bankjobb / Stockholm
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At Klarna we only hire really great people, the best actually. For this particular team this even more true than in other places. Credit Risk is the organization that thinks about Klarna?s safety, exploring new product opportunities and making sure the Klarna really is the safest, smartest and simplest way to buy online. We are now building a Credit Risk & Consumer Analytics in UK and this is where you come in.

Senior Underwriting Analyst

Credit Risk Management is the true key function at Klarna and we have an opportunity for you. We are looking for an Senior Underwriting Analyst for our Credit Risk team in UK that will be part of a close strategic team launching us in the UK market.

What would you do?

Develop and implement credit and underwriting policies, including rules for credit eligible populations, model approval cut-offs, initial line assignment strategies, and line increase/decrease strategies.
Identify strengths and weaknesses in our existing credit strategy and formulate hypotheses to improve portfolio performance
Test and refine user application flow to optimize conversion and risk
Evaluate new sources of data to be integrated into decision making; partner with statistics team to add insight into the development of new credit models.
Monitor portfolio performance and make adjustments to credit strategy for segments as appropriate
Work closely with management in a start-up environment and bring analysis to influence strategic direction of the new business.
Work with team to develop financial models to be used in refining underwriting cut-offs and approval strategies
Working with technical teams to develop overall UK infrastructure
Will be joining a small entrepreneurial team dedicated to developing Klarna?s strategy to grow in our newest and highest priority market

Who are we looking for?

You probably have a university degree in math, engineering, stats, physics, economics, business or similar analytical/quantitative field. You probably have proved yourself as an analyst in financial services, credit cards, fintech, or online lending industry for a couple of years, and understand that you need to learn from the best in order to develop further. Furthermore, you have experience from working with excel and SQL and an understanding of financial modelling.

We want you to have professional ambition, business acumen, desire to develop your skills and value working in team. If you excel at this, we can offer you exciting career opportunities. But most importantly you want to simplify reality consumers and work with things that have real impact. For millions of users. Across the globe. This truly is a unique opportunity to join a company that is revolutionizing the way people buy online.

Are you ready to help us become the world's favorite way to buy? If so, let?s talk!

Location

London, UK or Stockholm, Sweden

Buzzwords

Credit risk analyst, credit fraud, credit risk, finance, statistics, analytical, econometric, credit analytics, credit risk, analytics, modelling, underwriting, financial modelling

Varaktighet, arbetstid
Tillsvidare
Heltid

Publiceringsdatum
2016-07-01

Ersättning
Fast månads- vecko- eller timlön

Så ansöker du
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Företag
KLARNA AB

Adress
KLARNA AB
Sveavägen 46
11134 STOCKHOLM

Kontorsadress
Sveavägen 46
STOCKHOLM

Övriga kontaktuppgifter
Telefonnummer: 08-12012000

Jobbnummer
2936301

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Underwriting Analyst

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