Credit Underwriter, Scania Credit
Scania CV AB / Bankjobb / Södertälje
2024-08-12
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hela Sverige Scania Credit (SCA), a captive Financial Services entity, provides end customer financing and insurance solutions for Middle East, West African and Central Asia markets. In addition, SCA 's factoring solution offers extended payment terms to non-captive dealers, supporting sales of Scania products and services, globally.
The Head Office and market support-centre of SCA is based in Södertälje, supporting the local markets with governance, management, strategical development, credit risk function, contract administration and IT systems. Currently we are in total 50 employees, whereof 30 in Södertälje, managing a portfolio of about 260 MEUR of assets at 10+ markets.
We are a versatile team consisting of 4 team members with different backgrounds and experiences. The Credit Risk department is responsible for credit underwriting, collection control, credit risk analysis and continuous development of processes and systems in cooperation with other functions within the company. We work from Scania Credit's offices in Södertälje, where our modern work environments offer flexible solutions such as project areas, quiet rooms and a lounge for coffee breaks.
We value team spirit, diversity and respect. We believe that every employee should be able to be themselves at work.
Our corporate culture is characterized by respect for the individual, continuous improvement and always putting the customer first. We invest in training and developing our employees because we know that they are our most important resource.
In your role you will work with the Credit Risk Team, cross-functionally with other departments and in close cooperation with other Scania Business Units. In this role, you will be reporting to the Head of Credit Risk Department.
Main responsibilities
Your main responsibility is to work in the daily credit underwriting process, reviewing credit
applications for new and existing customers.
The role will include the following tasks:
Work with documentation of routines and processes in the Credit Risk Department
Perform assessment of the cases submitted for the credit decision
Make recommendations on securities and collaterals
Check, discuss best structure and present the final form for credit decisions
Revision of credit applications according to the Credit Policy framework
Guarantee compliance with Credit Policy and other active steering documentation
Make credit decisions in accordance to SCA Credit mandates together with recommendations for all deals above own mandate level to Head of Credit Risk Department and Managing Director
Credit ratings analysis and approvals
Support in other underwriting related activities
Support in GRC framework implementation
Support other departments in Credit Risk related topics
Back testing of credit decisions
Active participation in Credit Risk related projects
If you are:
• structured and analytical
• eager and able to work in a multi-cultural environment
• fluent in English (fluency in Swedish is preferred)
and you have:
• university degree preferably in business or economics
• working experience within financial sector
• flexibility and professional attitude
• ability to work both in a team and independently
• experience of project coordination or project management
Don 't hesitate to apply before 26 of August!
Additional information:
Scania Financial Services (SFS) is serving Scania customers, dealers and distributors in 66 markets through 22 business units (BU's) by offering competitive and innovative financing and insurance solutions. Over 1200 dedicated professionals manage a portfolio consisting of more than 198.000 finance contracts representing over 150bn SEK of assets. Furthermore SFS has built up an insurance portfolio of around 108.000 contracts.
The role is a great opportunity to work in a dynamic and international environment with interesting projects. If you like new challenges and think about future growth within Scania Financial Services you are the one we are looking for!
Så ansöker du Sista dag att ansöka är 2024-08-26
Klicka på denna länk för att göra din ansökan Omfattning Detta är ett heltidsjobb.
Arbetsgivare Scania CV AB (org.nr 556084-0976)
151 87 SÖDERTÄLJE
Jobbnummer 8833787