Senior Analyst Credit Risk

Entercard Holding AB / Bankjobb / Stockholm
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The Credit Risk team is responsible for ensuring that EnterCard fulfils its ethical duty to act as a responsible lender, and for securing that EnterCard does not take a level of credit risk that endangers its financial performance. Together we use modelling and analytics to set the policies that determine to whom EnterCard is prepared to lend.
Now we're looking for a new Senior Analyst to join the team

• To drive the continual development and optimisation of the full suite of Credit Risk Application, Behavioural and Impairment models through application of industry-leading analytical techniques.
• Take responsibility for defining and driving forward the Credit Risk Decision Science agenda at Entercard through ownerhip of all Credit Risk Predictive models.
• Monthly production, review and investigation of model performance, including, but not limited to, Actual versus Expected performance, Ranking Strength, Population Stability and Characteristic Analysis.
• Pro-actively identify models requiring maintenance in the form of reweight, recalibration, realignments or rebuild, making recommendations to model owners, trading off improvement opportunity with the cost of change and consideration of Operational impacts.
• Take full ownership of model development through the application of industry standard approach, considering wider business needs and the governance framework at each step.
• Identify, investigate and make recommendations based on new data opportunities for modelling both proactively and through discussions within Credit Risk and the wider group of stakeholders.
• Ensure that the Credit Risk Decision Science control environment is strong; including documentation of all Scorecards, accurate monitoring and relevant controls are operated.
• Contribute to the wider Entercard Credit Risk team and organisation through proactively sharing best-practice; input of ideas, constructive challenges and learnings from experience.

KVALIFIKATIONER
• Experience of SAS or similar programming experience is essential.
• A university degree in a numerate subject is preferred.
• An analytical mindset and strong attention to detail.
• People-focus.
• Resiliency, and focus under time-pressure.
• Good verbal and written communication skills.
• Well versed in Credit Risk predictive modelling techniques.
• Demonstrates Entercard values: Passionate, Innovative, and Genuine

FÖRETAGET
Analytics is and has always been part of our DNA. Our parents, Barclays Bank and Swedbank, have a hundred years of experience in turning big data into customer value.
We bring an analytical mindset to whatever project we are working on - no matter if we're developing a new product or improving the customer experience.
At EnterCard, you get to step outside your box and work together with colleagues from different teams and departments. For us, your set of skills are more valuable than your job
title - giving you the opportunity to grow within the company.
We firmly believe a diversity of backgrounds and experiences lead to a better workplace, stronger ideas and not to mention inspiring lunch conversations. Our team of 450 people represents 40 different nationalities, and women hold 5/10 management positions.

Do we have a match? If so, we look forward to hearing from you.

EnterCard is a young finance company with a team of curious people passionate about data. We strive to make the everyday lives of our customers easier by creating smart
payment and financing solutions.
Today we issue credit cards and consumer loans to 1,7 million customers in Sweden, Norway, and Denmark

Publiceringsdatum
2017-09-14

Så ansöker du
Sista dag att ansöka är 0001-01-01

Kontakt
henrietta.engman@entercard.com

Företag
Entercard Holding AB

Adress
Entercard Holding AB
SE 10534 Stockholm
10534 STOCKHOLM

Jobbnummer
3698357

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