Credit Risk Analyst

Klarna AB / Bankjobb / Stockholm
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At Klarna we only hire really great people, and for this particular team this even more true than in other areas. Credit Risk is the organization that thinks about Klarna?s safety, exploring new product opportunities and making sure the Klarna really is the safest, smartest and simplest way to buy online. Due to our continued rapid growth, the underwriting teams focusing on the Nordic counties and continental Europe have requirements for talented Senior Credit Risk specialist who can help us drive our continued expansion

Senior Credit Risk Analyst

You will be part of the Credit Underwriting teams focusing on managing Klarnas exposures within the Nordics and continental Europe. Situated at our HQ in Stockholm, you will be part of a talented Credit Risk team enabling the growth of one of the world?s most disruptive companies. This is a complex role and requires only the best talent as you will be working alongside people setting new standards in Credit Risk management globally.

What would you do?

Develop and implement credit and underwriting policies, including rules for credit eligible populations, model approval cut-offs, initial line assignment strategies, and line increase/decrease strategies.
Identify strengths and weaknesses in our existing credit strategy and formulate hypotheses to improve portfolio performance
Test and refine user application flow to optimize conversion and risk
Evaluate new sources of data to be integrated into decision making; partner with statistics team to add insight into the development of new credit models.
Monitor portfolio performance and make adjustments to credit strategy for segments as appropriate
Work closely with management in a start-up environment and bring analysis to influence strategic direction of the new business.
Work with team to develop financial models to be used in refining underwriting cut-offs and approval strategies
Working with technical teams to develop overall credit risk infrastructure

Who are we looking for?

You probably have a university degree in math, engineering, stats, physics, economics, business or similar analytical/quantitative field. You probably have proved yourself as an analyst in financial services, credit cards, fintech, or online lending industry for a couple of years, and understand that you need to learn from the best in order to develop further. Furthermore, you have experience from working with excel and SQL and an understanding of financial modelling.

We want you to have professional ambition, business acumen, desire to develop your skills and value working in team. If you excel at this, we can offer you exciting career opportunities. But most importantly you want to simplify purchasing for consumers, and work on initiatives that have real impact. For millions of users. Across the globe. This truly is a unique opportunity to join a company that is revolutionizing the way people buy online.

Are you ready to help us become the world's favourite way to buy? If so, let?s talk!

Location

Stockholm

Varaktighet, arbetstid
Tillsvidare
Heltid

Publiceringsdatum
2016-09-15

Ersättning
Fast månads- vecko- eller timlön

Så ansöker du
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Företag
KLARNA AB

Adress
KLARNA AB
Sveavägen 46
11134 STOCKHOLM

Kontorsadress
Sveavägen 46
STOCKHOLM

Övriga kontaktuppgifter
Telefonnummer: 08-12012000

Jobbnummer
3051818

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Credit Risk Analyst

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