Credit Analyst

Merdedes-Benz Finans Sverige AB / Företagsekonomjobb / Malmö
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Our passion is to make people mobile. That means constant, but innovative change and the automotive world has changed enormously since the days of Gottlieb Daimler and Carl Benz. To ensure long-term success, a company must offer not only fascinating automobiles, but also outstanding financial services. And thats exactly what we do, creating considerable added value in the process: We meet our customers? needs and provide them with security.
What we offer:
If you would like to get insights to the most international automotive financial service provider in the world with challenging financial tasks for both the Swedish and the Danish market, we could offer you a full-time position as a credit analyst responsible for customers and dealers mainly from Denmark. The assignment is based in our headquarter in Malmö and to be filled as soon as possible.
The Assignment:
As one of our team members of the Credit Operations department, contributing to our overall success means to handle all types of credit files serving our customers and ensuring our goals in close cooperation with other units and our headquarter in Germany.
Thus, your tasks would include the following:
• Ensuring the overall credit process for responsible area including daily handling of incoming credit files from sales department, as well as making sure that we have a transparent and well communicated credit policy towards our dealers
• Analysis, evaluation and approval of credit applications with responsibility to set conditions on contracts for respective customers including yearly renewal of all limits and larger credit exposures (full credit analysis and rating)
• Preparation of the largest credit files for approval of local Board of Management and additionally with headquarters in Germany
• Close interactions with customers, dealers and third parties including meetings and negotiations regarding new credit files but also larger customers in trouble (collections)
• Maintaining process and work descriptions
• Various type of project assistance including preparation of necessary analysis
• Reporting on a regular basis both locally and to HQ
We are looking for a team member who:
• Is approaching tasks and problems in a structured and highly-analytical way.
• Is acting very responsibly and meets our high morale standards.
• Is solution-oriented and able to sell tough and difficult decisions
• Is always able and willing to make decisions even under difficult circumstances.
• Has strong communication skills and convinces with a positive and outgoing personality.
• Is always willing to expand horizon and is passionate about cars and their financing options.
• Sees the whole picture, works independently and is capable of structuring his/ her own area of responsibility.
• Focusing on the best solutions by trying to harmonize and balance the two worlds of credit and sales.
Qualifications needed to support us...
• 3-5 years experience from a credit department in the banking or financing business
• Education from a bank or bachelor in economics/ finance, preferably both.
• Fluent English skills both in speech and writing
• MS Office knowledge and ideally great Excel knowledge
For questions regarding the position, please contact Christian Nielsen - Credit Operations Denmark & Sweden - +45 3378 8923.
Please apply no later than 26th November, 2010.
We are looking forward to receiving your application.

Publiceringsdatum
2010-11-09

Arbetstider och omfattning
Tillsvidare
Heltid

Ersättning
Fast lön

Så ansöker du
Sista dag att ansöka är 2010-11-26
Ansökan sker via företagets webbplats.
Ansökan kan tyvärr inte göras via e-post.

Kontakt
Christian Nielsen, Manager, Credit Operations, +45 3378 8923

Företag
Merdedes-Benz Finans Sverige AB

Adress
Merdedes-Benz Finans Sverige AB
Box 50521
20250 Malmö

Kontorsadress
Dockgatan 1
Malmö

Jobbnummer
773810

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